As a homeowner in Florida, it is important to understand the process of filing a homeowners insurance claim in the event of damage to your property. The claims process can be complex and time-consuming, but with the right information and preparation, it can go smoothly. Before starting this process alone, know you can hire a...

Homeowners insurance is meant to protect homeowners from financial losses due to unforeseen events such as natural disasters, theft, and other types of damage. However, sometimes Florida homeowner’s insurance companies may deny or underpay a claim, leaving homeowners feeling frustrated and unsure of what to do next. The first step for homeowners who have had...

Flooding is a common and costly natural disaster in Florida, most recently during Hurricane Ian, and it is important for homeowners to understand the importance of flood insurance in protecting their property and assets. Flood insurance is not typically included in a standard homeowners insurance policy and must be purchased separately. Wondering if the...

Homeowners insurance in Florida often includes a special type of deductible known as a “hurricane deductible.” This is a separate and higher deductible that applies specifically to damage caused by hurricanes. Unlike a standard deductible, which is typically a fixed dollar amount, a hurricane deductible is often a percentage of the home's insured value. For...

Homeowners insurance is meant to protect homeowners from financial losses due to unforeseen events such as natural disasters, theft, and other types of damage. However, when a claim is made, it is important for homeowners to understand all their post-loss obligations under their insurance policy. One of the most important of those is completing...