The Importance of Flood Insurance for Florida Homeowners

Flooding is a common and costly natural disaster in Florida, most recently during Hurricane Ian, and it is important for homeowners to understand the importance of flood insurance in protecting their property and assets. Flood insurance is not typically included in a standard homeowners insurance policy and must be purchased separately. Wondering if the...

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Navigating the World of Hurricane Deductibles in Florida

Homeowners insurance in Florida often includes a special type of deductible known as a “hurricane deductible.” This is a separate and higher deductible that applies specifically to damage caused by hurricanes. Unlike a standard deductible, which is typically a fixed dollar amount, a hurricane deductible is often a percentage of the home's insured value. For...

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insurance adjuster looking at property damage

What Is the Duty to Mitigate Damages?

Have you ever heard of the duty to mitigate damages? It is an important legal duty that comes into play in a variety of situations where a person has either suffered physical injury, property damage, or other financial losses. Failure to uphold your duty to mitigate damages can have extensive consequences and,...

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Should You Carry UM Coverage?

Florida, like other states, has minimum coverage requirements for all drivers. The State requires all drivers to carry a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability coverage (PDL). There is no requirement in Florida that a driver carries any bodily injury liability insurance nor...

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motorcyclist

Motorcycle Safety Tips

For those who enjoy riding a motorcycle, there can be no better feeling than being out on the open road on your bike. It is freeing in a way that you really cannot experience when riding in a car. We get that - our attorneys all ride (or race). Motorcycles can...

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