Denied Homeowners Insurance Claim? What to do Next

Homeowners insurance is meant to protect homeowners from financial losses due to unforeseen events such as natural disasters, theft, and other types of damage. However, sometimes Florida homeowner’s insurance companies may deny or underpay a claim, leaving homeowners feeling frustrated and unsure of what to do next. The first step for homeowners who have had...

Continue reading…

The Importance of Flood Insurance for Florida Homeowners

Flooding is a common and costly natural disaster in Florida, most recently during Hurricane Ian, and it is important for homeowners to understand the importance of flood insurance in protecting their property and assets. Flood insurance is not typically included in a standard homeowners insurance policy and must be purchased separately. Wondering if the...

Continue reading…

Navigating the World of Hurricane Deductibles in Florida

Homeowners insurance in Florida often includes a special type of deductible known as a “hurricane deductible.” This is a separate and higher deductible that applies specifically to damage caused by hurricanes. Unlike a standard deductible, which is typically a fixed dollar amount, a hurricane deductible is often a percentage of the home's insured value. For...

Continue reading…
insurance adjuster looking at property damage

What Is the Duty to Mitigate Damages?

Have you ever heard of the duty to mitigate damages? It is an important legal duty that comes into play in a variety of situations where a person has either suffered physical injury, property damage, or other financial losses. Failure to uphold your duty to mitigate damages can have extensive consequences and,...

Continue reading…