It’s quite an annoying habit. The short answer: they probably don’t know any better. Or they haven’t put much thought into it. Or maybe it’s to sound “lawyerly”? Like when they show off the awesome Latin skills they picked up in law school - Therefore, i.e., ergo, hereinafter ipso facto, but for...
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As a homeowner in Florida, it is important to understand the process of filing a homeowners insurance claim in the event of damage to your property. The claims process can be complex and time-consuming, but with the right information and preparation, it can go smoothly. Before starting this process alone, know you can hire a...
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Homeowners insurance is meant to protect homeowners from financial losses due to unforeseen events such as natural disasters, theft, and other types of damage. However, sometimes Florida homeowner’s insurance companies may deny or underpay a claim, leaving homeowners feeling frustrated and unsure of what to do next. The first step for homeowners who have had...
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As a homeowner in Florida, the threat of hurricanes is an unfortunate reality. In the aftermath of a hurricane, many homeowners may find themselves in need of financial assistance and resources to help them recover from the damage. Here we’ll discuss the various types of assistance available to hurricane victims in Florida, including financial...
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Flooding is a common and costly natural disaster in Florida, most recently during Hurricane Ian, and it is important for homeowners to understand the importance of flood insurance in protecting their property and assets. Flood insurance is not typically included in a standard homeowners insurance policy and must be purchased separately. Wondering if the...
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Homeowners insurance in Florida often includes a special type of deductible known as a “hurricane deductible.” This is a separate and higher deductible that applies specifically to damage caused by hurricanes. Unlike a standard deductible, which is typically a fixed dollar amount, a hurricane deductible is often a percentage of the home's insured value. For...
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Homeowners insurance is meant to protect homeowners from financial losses due to unforeseen events such as natural disasters, theft, and other types of damage. However, when a claim is made, it is important for homeowners to understand all their post-loss obligations under their insurance policy. One of the most important of those is completing...
Continue reading…Has Your Homeowners Insurance Company Underpaid Your Hurricane Ian Claim? Here's What You Can Do If you have recently filed a claim with your homeowners insurance company as a result of Hurricane Ian, you may be disappointed to discover that the payment you received was not sufficient to cover the damages or losses you incurred....
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Have you ever heard of the duty to mitigate damages? It is an important legal duty that comes into play in a variety of situations where a person has either suffered physical injury, property damage, or other financial losses. Failure to uphold your duty to mitigate damages can have extensive consequences and,...
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