Property Damage

Miami Property Damage Attorneys

VCM Law Group serves clients in Miami and throughout South Florida whose insurance claims have been unfairly denied. We understand the tactics and tricks used by insurance companies to deny and pay as little as possible on claims. We also know how to fight for the payouts our clients deserve.

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Homeowners and businesses in Miami count on insurance policies to protect them from natural and man-made disasters alike. Considering the high frequency of storms Florida experiences, this coverage is even more important. However, unscrupulous insurance companies often deny valid claims and leave their policyholders holding the bag. If your insurance company has refused to honor your claim, it takes a skilled property damage attorney to protect your rights.

What does your property insurance cover?

Residential and commercial insurance policies are designed to compensate policyholders for property damage. Losses affecting property include structural issues like damage to the building, as well as the destruction of items within the business or dwelling. That may include things like furniture, electronics, clothing, appliances, and personal property.

A real god-send!

I blindly hired Antonio Valiente based on the reviews I read online. I was facing felony charges which if there would have been a conviction I would have lost my ability to proceed in my career and support my family. After my first visit with Mr. Valiente, I realized he was knowledgeable, professional, personable,...

— Steve

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Good man

Good man, very professional staff. Gets the job done.

— Imandra

For me, best attorney in Miami

His law firm gave me the best advice to handle my case in the right way that saved me time, money and hassle.

— Diego

How can a property damage attorney help me?

If you’ve had a claim denied, or you’re concerned about whether your insurance company will cover it, consult a knowledgeable property damage lawyer. Your attorney can assist with the following:

Reviewing the insurance contract. That includes any vague, technical, or industry language it may contain. Your attorney will help determine whether the loss is covered by your policy and how exclusions could affect your claim
Communicating with the insurer. Insurance adjusters handle property damage claims, but have been known to employ tactics that trick the policyholder into “admitting” certain things that will damage or devalue the claim. Let an experienced attorney handle these communications.
Negotiating with the insurance company. It may be possible to negotiate a policy payout that is mutually satisfactory to everyone involved. However, you need a lawyer who understands what sort of damages you’ve incurred and whether the insurer’s offer is reasonable.
Litigating the claim. If the insurance company is acting in bad faith by attempting to deny or pay less than the claim is worth, you may want to consider taking them or another party (e.g. someone who vandalized the property) to court. We understand Florida insurance law and know how to build a legal case.

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